Financial Advice

Bank House in its own jargon is an Advice driven Holistic Financial Planning Company that is fee based offering commission offset where appropriate.

What does this mean? Well in simple terms it means that Bank House believe that each and every element of your finances are linked and need to be viewed as a whole not in isolation. That a client’s understanding of risk should be consistent across all areas of their financial life, not just on segregated areas. That the entirety of client’s assets needs to be considered when giving competent advice.

Bank House also believe that no one can know enough about all subjects all the time, so it has developed a series of specialist departments to back up the day to day advice given.

Through our day to day activities we will advise upon and provide reports for an overarching financial plan.


The performance of your investments could make a critical difference to your financial well being in the future, so reliable financial advice, investment products and fund managers you can trust are important.

The vast majority of our new clients come from referrals from our existing clients who have built a solid relationship with us and have been very satisfied with the advice and service they have received.


Retirement Planning

Regardless of the life stage you have arrived at, it is important to receive Independent expert and professional advice on your pension requirements. Whether you need to review your existing pension arrangements, assess pension requirements for your employees or set up your own personal pension, Bank House have ways to help you make the most of your retirement opportunities.

We act for you independently from the whole of the market to offer advice on the following:

  • Personal Pensions
  • Stakeholder Pensions
  • Self-Invested Personal Pension Schemes (SIPPs)
  • Trustee Schemes
  • Drawdown Plans
  • Annuities
  • Transfer Plans (including Section 32s)


Trust & Estate Planning

Inheritance Tax (IHT) is a major concern as more and more estates fall within the IHT threshold. Effective tax planning is essential to avoid leaving a substantial tax liability at death, thereby substantially reducing the value of the estate passing on to beneficiaries.

Within your financial plan we will assess how we can minimize your tax liability and maximize what you can pass on.

Please contact us for advice, which could be invaluable and save you and your estate a great deal.


Business Advice

You, your life, your family, your business your future.

They are all inextricably linked and we can help you plan to safeguard your future income – protecting yourself, your family and your company.

So how do we protect your business?

The majority of businesses will require some sort of business insurance policy, and the cover you take out depends on the nature of the business and the industry you work in.

Business insurances are necessary to cover your company in situations you may be unable to afford. An accident in the workplace for example could prompt an employee compensation claim, or your company accidentally causes damage to a customer’s property. If you have appropriate cover the insurer will pay out up to the amount specified in the agreement.

Business insurance is especially important for small companies which could be vulnerable in the case of a large claim being made against the company

There are several other business insurance topics to consider for your peace of mind.

  1. Key person Insurance
  2. Share protection through life assurance
  3. Pensions & raising capital
  4. Directors & Staff Benefits
  5. Income Protection
  6. Employer’s Liability Insurance
  7. Professional Indemnity Insurance

You’ll also need to think about what you’d like to happen in the event of:

  1. Selling your business
  2. Retirement
  3. Critical illness
  4. Death


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